Eligibility for Property Against Loan:
✔ Minimum Age- 25 Years.✔ Property Registry Documents.
Apply Form:
Loan Against Property
If you have a property against which you want to avail loan, Pandaje can help you with it. We have more than 25 banks as our banking partners and we can get you approval for loan against your property. A loan against property or a mortgage loan is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. Our mortgage loans are designed to unlock the maximum value of your property. You can borrow up to 90% of your property’s market value. Pandaje enables you to repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly installments.
How Does It Work?
Interaction with Relationship Manager:
Once you apply for a mortgage loan through our website, we will verify the same and schedule a personal discussion to know your requirement in detail.
Verification:
Post receiving your application for loan against property and having a personal discussion, we will inspect the property.
Unlock the capital in your property:
On processing your loan application, we will disburse your loan amount through a direct credit into your bank account
Requirements for Loan Approval against Property :
- Photo Identity Proof ( Self-attested copy of any one document* )
- Passport
- Pan Card
- Voter Identity card
- Driving License
- Address Proof ( Self-attested copy of any one document* )
- Passport
- Bank Account Statement
- Aadhaar Card
- Driving License
- Electricity Bill
- Telephone Bill
Property Document (Self-attested copy of any one document* ):
- Copy of original sale deed
- Allotment-possession letter
- NOC from Society
Income Proof (Self-attested copy of any one document*):
- Latest ITR
- Latest form 16
- Latest salary slip/certificate
- Bank details with last 6 months’ salary credited
- Latest Audited Financials
- Business Proof -Qualification Certificate/Certificate of Practice(COP)
- Shop Act License/MOA & AOA/Sales TaxNat registration I Partnership Deed
