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Term Insurance Plans for Your Family

Secure the future of your family members with Term insurance cover from a renowned service provider. We have a list of top banks which offer term insurance cover with the following benefits.

Features and Benefits

One needs to be of a minimum age of 21 years and should have a valid set of documents like ID, income and residence proof, among other documents, to avail a Personal Loan from Axis Bank.

To ease the burden of paying off Personal Loan immediately, you may opt for the EMI (Equated Monthly Installment) facility. The repayment tenure can range from anywhere between 12 to 60 months. If you’re an Axis Bank customer, you can avail the best rates for Personal Loans!

To know how much you need to pay per month, there is a Personal Loan calculator at your disposal. You can choose your tenure and the amount that you are comfortable repaying each month for the chosen tenure. With the Personal Loan EMI Calculator, you can also calculate the compound interest and know exactly how much you need to finally part with - including the interest.

Term Insurance Provider-Pandaje

At Pandaje, we ease the process of finding and choosing the right term insurance policy for our clients. We help our clients with all the documentation and paperwork too. Our experts educate and inform the customers about all the available policies and the benefits associated with them, without any bias.

It might become challenging for you to compare between the wide ranges of life insurance policies offered by the host of insurance companies in India. It requires you to thoroughly research on the available life insurance policies. You also need to undertake the time-consuming task of making the necessary calculations to find out the monthly premium amount to reach your financial goal at the end of the policy tenure. The term insurance premium calculator makes this process easier and seamless by enabling you to compare between the premium payable for all available life insurance policies. Thus, it not only saves you from the hassle of making calculations for every policy, it also enables you to view and compare the premium payable for all these policies at one glance.

But, do you know, how to use the term insurance premium calculator?

The below mentioned factors are used to calculate your term insurance premium:

Age of the insured:

Age is the most important deciding factor to derive your term insurance premium. At a younger age, you are less likely to fall prey to lifestyle diseases or death. Insurance company would thereby save money in the near future since the possibilities of making a claim are less.

Personal habits:

If you are addicted to alcohol, drugs or smoking habits, your insurance company will charge you a bomb for your premium. At times, there are changes of a policy denial too. People who aren’t addicted to these habits pay almost 30 to 70% premiums lower than the ones addicted to it.

Health record:

You will enjoy a lower premium if you have not had a family history of cancer, Alzheimer’s etc.

Tenure of the insurance policy:

The term insurance premium calculator will be affected adversely if you buy a term plan that covers your retirement age as well as till you pay off all your liabilities.

Coverage/sum assured:

It is advisable to opt for coverage as per your requirement. The higher the sum assured, higher would be the insurance premium.

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